Annual Report of the Commissioner of BanksThe Department, 1858 |
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00 Bank Balances 00 Deposits 00 Greatest amount 00 Loan 00 RATES 00 Real Estate Amount of charges Amount of Deposits Amount of Directors Amount of ordinary amount of Stock Average annual expenses Average annual rate Bank of Mutual Bank Stock Cash on hand Cashier charges for Exchange Checks and Bills demption Deposits drawing interest dividend of reserved Exchange is charged extra dividend Highest Loan Immediate Liabilities Immediate Resources individual or company Largest indebtedness last annual meeting last five Last semi-annual dividend Liabilities of Directors Loan on Stock Loan payable Loans on Bank Number of Depositors Number of Directors Number of shares Number of Stockholders ordinary dividends Overdue or Suspended person or corporation Personal Security present at last Probable loss Profit and Loss Profits on hand Proportion of Loan rate of dividends Rate of ordinary RATES OF EXCHANGE.-On represented 66 66 reserved profits shares represented 66 Stock held Stockholders present Suspended Paper
Popularni odlomci
Stranica 109 - The Legislature shall have no power to pass any law sanctioning in any manner, directly or indirectly, the suspension of specie payments, by any person, association or corporation issuing bank notes of any description.
Stranica 147 - Seldom, if ever, lias the business of Massachusetts been more active, or profitable, than during the past year. The war has brought into activity many mechanical employments for which there is little occasion in time of peace ; such, for example, as the manufacture of arms and ordnance, camp and garrison equipage, saddlery and artillery harness, and military clothing and accoutrements. It has, also, greatly stimulated the manufacture of boots and shoes, and of woollen goods ; while the subsistence...
Stranica 164 - ... or by the laws of the United States, or of some one of the United States, or by the laws of either of the British Provinces in North America, with the intent that the same shall be circulated as currency, he is to forfeit for every such offence fifty dollars.
Stranica 164 - The duty of support imposed by the laws of this state or by the laws of the state where the obligee was present when the failure to support commenced as provided in Section...
Stranica 169 - A bank which loans or issues any of its notes or bills, with an agreement or understanding that such notes or bills shall not be put into immediate unrestricted circulation, or that they shall not be returned to the bank within a limited time, shall forfeit a sum not exceeding one-half nor less than one-fourth part of the amount so loaned or issued.
Stranica 129 - ... be lawful to loan not exceeding one-half part of the amount thereof, on bonds or other personal securities, with at least two sureties ; provided, that the principal and sureties shall all be citizens of this Commonwealth, and resident therein.
Stranica 116 - I think, that, far from diminishing, we ought rather to increase and multiply our securities ; and I am not prepared to say that, even with the continuance of the bank charter, and under its wisest administration, I regard the state of our currency as entirely safe. It is evident to me that the general paper circulation has been extended too far for the specie basis on which it rests. Our system, as a system, dispenses too far, in my judgment, with the use of gold and silver. Having learned the use...
Stranica 131 - ... performing every operation of payment, and may effect a countless number of payments without any redemption being made of them by the bank ; the only difference being that the transfer of bills is by manual delivery, while that of deposits requires a registration by the bank to perfect it By the use of deposits the bank derives a profit, precisely as by the issue and circulation of bills; like bills, they are payable by the bank on demand in specie, and any unusual withdrawal of them affects...
Stranica 130 - By far the most operative of the causes which have diminished the circulation of bank bills has been the increased use of deposits, bills of exchange, and drafts. To keep a bank account was once the badge of a large mercantile business ; it is now the habit of most shopkeepers, mechanics doing a considerable 1 Report of Massachusetts Bank Commissioners (JF Marsh, Win.
Stranica 147 - At the breaking out of the rebellion, it was feared that the business of the country would be entirely prostrated, and the banks, which make their gains out of the activity of trade, expected to be the greatest sufferers. Neither of these fears have been justified by the event. Seldom, if ever, has the business of Massachusetts been more active, or profitable, than during the past year. The war has brought into activity many mechanical employments for which there is little occasion in time of peace...