The Consideration of Regulatory Relief Proposals: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Ninth Congress, First Session, on Proposals to Reduce Unnecessary Regulatory Burden on Depository Institutions Insured by the Federal Deposit Insurance Corporation, June 21, 2005, Opseg 4U.S. Government Printing Office, 2007 - Broj stranica: 226 |
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accounts activities amendment assets authority Bank Secrecy Act bankers banking industry banks and thrifts Board business lending capital Chairman charter Committee community banks compliance Congress consensus consumer groups consumer protection costs customers Deposit Insurance depository institutions disclosures diversity jurisdiction efforts EGRPRA eliminate Eric McClure examination exemption FDIC Federal banking agencies Federal credit unions Federal Reserve Federal savings associations fees financial institutions financial services GLBA Gramm-Leach-Bliley Gramm-Leach-Bliley Act HMDA holding company ILC's implementation industrial loan companies investment issue legislation lenders limit loans matrix member business mergers million mortgage servicers NAFCU national banks NCUA percent privacy notices proposals recommendations reduce regu regulatory burden relief Reich rent-to-own reporting risk risk-based Roundtable safety and soundness Sarbanes-Oxley Sarbanes-Oxley Act securities Senator CARPER Senator CRAPO Senator SARBANES small banks small business statutory sumer supervisor sweep account Thank tion transaction
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Stranica 186 - FASB Statement No. 140 Accounting for Transfers and Servicing of Financial Assets and Extinguishments of Liabilities — a replacement of FASB Statement No.
Stranica 215 - OTS, in conjunction with the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency...
Stranica 150 - Federal financial institutions regulatory agencies" means the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporations, the Office of the Comptroller of the Currency, the Office of Thrift Supervision, and the National Credit Union Administration. (7) FINANCIAL INSTITUTION.— The term "financial institution...
Stranica 156 - ... by, the Securities and Exchange Commission and the Public Company Accounting Oversight Board. Our settlement initiatives and increased audits have sent a signal to taxpayers: the playing field is no longer as lopsided as it once was. Non-compliant taxpayers might have to pay the entire tax, interest, and a stiff penalty. A taxpayer might have to wrestle with questions like "how much am I going...
Stranica 156 - Expanded authority would enable savings associations to make more loans to small- and medium-sized businesses, thereby enhancing their role as community-based lenders. An increase in commercial lending authority would help increase small business access to credit, particularly in smaller communities where the number of financial institutions is limited.
Stranica 121 - Section 401 is supported by the Federal Reserve Board, the Office of the Comptroller of the Currency, and the Conference of State Bank Supervisors.
Stranica 72 - USC 335, subject to the same limitations and conditions with respect to the purchasing, selling, underwriting, and holding of investment securities and stock as are applicable in the case of national banks under paragraph Seventh of 12 USC 24.
Stranica 192 - ... benefit. Regulatory costs are significant for banks of all sizes, but pound for pound, small banks carry the heaviest regulatory load. For the typical small bank, about one out of every four dollars of operating expense goes to pay the costs of government regulation.
Stranica 161 - The Independent Community Bankers of America represents the largest constituency of community banks of all sizes and charter types in the Nation, and is dedicated exclusively to representing the interests of the community banking industry.
Stranica 55 - Mr. Chairman and members of the committee, I very much appreciate the opportunity to appear before you today In support of four public works projects in my district, the 13th Congressional District of Ohio.